Terms and Conditions

1. Acceptance of These Terms

These Terms constitute a legally binding agreement between you and Street Smart Business School.

By using the website or purchasing or accessing any SSBS offering, you represent that:

• You have read and understand these Terms;
• You agree to the Privacy Policy;
• You understand the all-sales-final and no-refund policy;
• You authorize the disclosed payment or recurring charge;
• You have legal authority to enter into this agreement; and
• Information you provide is accurate and complete.

If you do not agree with these Terms, do not access, enroll in, purchase, or use the applicable product or service.

2. Eligibility

You must be at least 18 years old and legally capable of entering a binding contract to make a purchase or enroll in a paid SSBS program.

A minor may access a program only with the involvement, supervision, authorization, and financial responsibility of a parent or legal guardian, where permitted.

If you purchase on behalf of a company, organization, or another person, you represent that you have authority to bind that party to these Terms.

3. Products and Services

SSBS offerings may include:

• Online courses and educational programs;
• Launch Academy;
• Launch Accelerator;
• Done-With-You Launch services;
• Communities and memberships;
• Group coaching and office hours;
• Private consulting or strategy sessions;
• Digital books, templates, checklists, prompts, scripts, and downloads;
• Website, funnel, CRM, automation, and AI implementation assistance;
• Software reviews, recommendations, and affiliate resources;
• Events, livestreams, webinars, and workshops; and
• Other educational, technical, or business services.

We may revise, update, replace, reschedule, combine, discontinue, or modify products, lessons, instructors, platforms, tools, features, delivery methods, and program schedules when reasonably necessary.

4. Payment Terms

The complete price, first installment, deposit, recurring fee, or other amount shown at checkout or stated in a written proposal is due immediately when you submit the purchase, enrollment, order, or payment authorization.

By providing a payment method, you:

• Represent that you are authorized to use it;
• Authorize SSBS and its payment processor to charge the disclosed amount;
• Authorize applicable taxes, fees, recurring payments, or installments that were disclosed before purchase;
• Agree to maintain current and accurate billing information; and
• Agree that failure to use or complete a program does not cancel your payment obligation.

Prices are stated in United States dollars unless otherwise indicated. Taxes, third-party software, advertising costs, payment-processing charges, telephone usage, email delivery, domains, hosting, travel, and other expenses are separate unless expressly included in writing.

5. All-Sales-Final and No-Refund Policy

Except for a verified company billing error or where a refund is expressly required by nonwaivable applicable law, all payments are final and nonrefundable.

This includes, without limitation:

• Course enrollment fees;
• Community and membership fees;
• Consulting and coaching fees;
• Application, assessment, setup, audit, and strategy fees;
• Deposits and reservation fees;
• Installment payments;
• Done-With-You implementation fees;
• Website, funnel, CRM, automation, and AI setup fees;
• Digital books, templates, prompts, scripts, and downloads;
• Event, webinar, workshop, and livestream fees;
• Subscription and renewal payments already processed;
• Unused account time or unused services;
• Missed appointments or sessions;
• Customer delay or failure to provide content, access, approvals, or credentials; and
• Partial completion, nonparticipation, or dissatisfaction based on personal preference.

Because digital access, intellectual property, resources, scheduling capacity, community access, implementation preparation, and program materials may be provided or reserved immediately after purchase, you agree that the transaction becomes final when payment is submitted.

6. Billing Errors

A billing error means a verified payment-processing error caused by Street Smart Business School or its payment system, such as:

• An accidental duplicate charge;
• A charge for an amount different from the amount expressly authorized;
• A charge processed after a confirmed cancellation when no further payment was authorized; or
• A transaction charged to the wrong customer because of a documented company error.

A billing error does not include dissatisfaction, nonparticipation, buyer’s remorse, failure to complete a course, failure to attend, failure to use access, misunderstanding information that was disclosed before purchase, or failure to obtain a desired result.

You must report a suspected billing error promptly by calling 702-849-1884. Include the transaction date, amount, purchaser name, and an explanation of the suspected error.

If we verify that SSBS caused a billing error, we may correct the charge, issue the appropriate refund or credit, or take another reasonable corrective action.

7. Memberships, Subscriptions, and Recurring Payments

Certain memberships, communities, software access, support plans, or services may renew automatically.

Before you enroll in a recurring offering, the checkout or enrollment page should disclose the amount, billing frequency, renewal terms, and available cancellation method.

By enrolling in a recurring offering, you authorize SSBS and its payment processor to charge your payment method at the disclosed interval until you cancel the future renewal or the subscription ends.

Each recurring payment that has already been processed is final and nonrefundable, except for a verified billing error or where applicable law requires otherwise.

Cancellation stops future renewals only. It does not reverse, refund, prorate, or credit a payment that has already been processed.

8. Cancellation of Future Recurring Charges

You may cancel future recurring membership or subscription charges through any cancellation method made available in your account, checkout documentation, membership portal, or by contacting SSBS at 702-849-1884.

A cancellation request must be received and processed before the next scheduled billing date to prevent the next charge.

Canceling:

• Stops future recurring charges after the effective cancellation date;
• Does not refund the current billing period;
• Does not create a prorated credit;
• Does not eliminate an outstanding installment obligation; and
• May terminate access at the end of the paid period or as otherwise stated in the applicable offer.

9. Customer Responsibilities

You are responsible for:

• Providing accurate contact, billing, and business information;
• Attending scheduled sessions or rescheduling within any stated deadline;
• Completing assignments and implementation tasks;
• Providing requested content, branding, account access, credentials, approvals, and decisions promptly;
• Maintaining legal rights to all materials you provide;
• Reviewing and approving work before publication or launch;
• Complying with industry laws, licensing rules, advertising rules, privacy obligations, and platform policies;
• Maintaining secure passwords and account access;
• Backing up important business information; and
• Paying third-party platform and usage charges.

Project timelines and results may be delayed when you fail to provide required information, access, feedback, or approvals. Customer-caused delay does not create a right to a refund.

10. Done-With-You and Implementation Services

Done-With-You means SSBS works alongside the customer to implement selected systems within a defined written scope. It does not necessarily mean SSBS performs every business, legal, creative, technical, marketing, sales, or operational task for the customer.

The specific scope may be set forth in a proposal, statement of work, invoice, order form, email, or project document. If that document conflicts with these general Terms regarding project-specific scope, the project-specific document controls for that scope.

Unless expressly included in writing, Done-With-You services do not include:

• Unlimited revisions;
• Unlimited pages, workflows, AI agents, campaigns, or integrations;
• Custom software development;
• Legal, tax, accounting, medical, financial, or licensing advice;
• Advertising spend or guaranteed advertising performance;
• Third-party subscription and usage fees;
• Data-entry or migration beyond the agreed scope;
• Ongoing maintenance after the handoff period; or
• A guarantee of revenue, customers, leads, approvals, rankings, or business success.

Changes outside the agreed scope may require additional payment. Deposits, milestone payments, and installment payments are final and nonrefundable.

11. Accounts, Passwords, and Program Access

You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account.

Access is personal to the purchaser or authorized organization and may not be shared, transferred, resold, sublicensed, publicly distributed, or used to provide access to unauthorized persons.

We may suspend or terminate access for:

• Nonpayment or failed payments;
• Sharing login credentials;
• Unauthorized copying or distribution;
• Harassment or community misconduct;
• Fraud, abuse, or security threats;
• Violation of these Terms; or
• Conduct that harms SSBS, its members, partners, systems, or reputation.

12. Intellectual Property and License

SSBS content, including courses, lessons, videos, audio, text, books, prompts, scripts, templates, frameworks, checklists, diagrams, designs, software configurations, AI-agent instructions, workflows, graphics, logos, names, and training materials, is owned by or licensed to SSBS and is protected by intellectual-property law.

Subject to payment and compliance with these Terms, SSBS grants you a limited, personal, revocable, nonexclusive, nontransferable license to use purchased materials for your own internal educational or business purposes.

You may not:

• Copy, reproduce, publish, upload, distribute, or sell SSBS materials;
• Share course or community access;
• Create a competing course, membership, template package, or consulting product using SSBS materials;
• Remove copyright, trademark, or ownership notices;
• Record or redistribute private sessions without authorization;
• Scrape, download, or automate extraction of protected content; or
• Use SSBS materials to train another commercial artificial-intelligence system without written permission.

13. Acceptable Use

You agree not to use the website, community, content, or services to:

• Violate any law or regulation;
• Commit fraud or misrepresentation;
• Transmit malware or harmful code;
• Gain unauthorized access to accounts or systems;
• Harass, threaten, stalk, abuse, or discriminate against another person;
• Post unlawful, defamatory, obscene, infringing, or deceptive content;
• Send unlawful spam, robocalls, or unsolicited messages;
• Misuse personal information;
• Impersonate another person or organization;
• Interfere with website or community operation; or
• Use SSBS systems for unlawful or harmful artificial-intelligence activity.

14. Community Standards

SSBS communities are intended for education, accountability, implementation, and professional discussion.

Members must communicate respectfully and may not post spam, unrelated promotions, deceptive offers, confidential information, pirated content, harassment, hate speech, threats, or unlawful material.

We may moderate, remove, edit, restrict, or preserve community content and may suspend or terminate a member who violates these standards. Removal for misconduct does not create a right to a refund.

15. No Income, Revenue, or Business Guarantee

SSBS provides education, tools, recommendations, guidance, and implementation assistance. We do not guarantee:

• Income, profit, revenue, sales, customers, leads, or appointments;
• Business success or survival;
• Advertising performance;
• Search-engine rankings;
• Affiliate or software-partner approval;
• Financing, banking, merchant-account, or credit approval;
• Licensing or regulatory approval;
• Completion within a particular time when customer or third-party delays occur; or
• Any specific personal, professional, or financial outcome.

Results depend on many factors outside our control, including your offer, market, budget, skills, effort, decisions, pricing, implementation, sales ability, follow-through, competition, technology, and customer demand.

Examples, testimonials, case studies, projections, and hypothetical calculations are illustrative and are not promises of typical or guaranteed results.

16. Artificial-Intelligence Tools and Outputs

SSBS may use or teach tools that generate text, audio, images, video, code, recommendations, summaries, or automated communications.

Artificial-intelligence outputs may be incomplete, inaccurate, outdated, biased, unsuitable, or inconsistent. You are responsible for reviewing, testing, editing, approving, and lawfully using all outputs before relying on or publishing them.

You must not rely on AI output as a substitute for qualified legal, tax, accounting, medical, financial, licensing, or regulatory advice.

You are responsible for obtaining required consent for automated calls, recordings, text messages, emails, artificial voices, and processing of customer data.

17. Third-Party Platforms, Software, and Affiliate Links

SSBS may recommend or integrate third-party services such as GoHighLevel, Stripe, QuickBooks, Google Workspace, Retell AI, HeyGen, Perspective, TryCrush, US Mobile, Canva, Monday.com, Mercury, CapCut, Adobe products, and other platforms.

Third-party products are governed by their own terms, privacy policies, prices, availability, functionality, and support obligations.

SSBS is not responsible for:

• Third-party outages or errors;
• Changes to third-party pricing or features;
• Account suspension or rejection by a third party;
• Data loss caused by a third party;
• Third-party billing, refunds, or contracts;
• Third-party cybersecurity incidents; or
• Discontinuation of a third-party product or integration.

Some links may be affiliate or referral links. SSBS may receive compensation when you purchase through such a link.

18. Disclaimers

To the fullest extent permitted by law, the website, content, communities, courses, products, recommendations, and services are provided “as is” and “as available.”

SSBS disclaims warranties of merchantability, fitness for a particular purpose, noninfringement, accuracy, availability, compatibility, uninterrupted access, and error-free operation to the extent such warranties may be disclaimed.

Business, legal, tax, accounting, investment, employment, insurance, licensing, and regulatory decisions should be reviewed with appropriately qualified professionals.

19. Limitation of Liability

To the fullest extent permitted by law, SSBS and its owners, officers, employees, contractors, instructors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost revenue, lost opportunities, lost data, business interruption, reputational harm, or third-party claims arising from or related to the website, products, services, or these Terms.

To the fullest extent permitted by law, SSBS’s aggregate liability for a claim will not exceed the amount you actually paid directly to SSBS for the specific product or service giving rise to the claim during the six months preceding the event giving rise to liability.

Some jurisdictions do not permit certain limitations, so portions of this section may not apply to you.

20. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless SSBS and its owners, officers, employees, contractors, instructors, affiliates, and service providers from claims, liabilities, damages, losses, and reasonable expenses arising from:

• Your violation of these Terms;
• Your unlawful use of the services;
• Content, data, or materials you provide;
• Your business operations, advertising, products, or customer relationships;
• Your violation of a third party’s rights;
• Your failure to obtain required permissions or consent; or
• Your violation of law or platform rules.

21. Suspension and Termination

We may suspend or terminate access when you violate these Terms, fail to pay, misuse content, threaten security, engage in fraud, disrupt the community, harass others, or expose SSBS to legal or operational risk.

Termination for cause does not eliminate payment obligations and does not create a refund, credit, or prorated repayment.

Provisions regarding payment, refunds, intellectual property, disclaimers, liability, indemnification, disputes, and other provisions that logically survive termination will remain effective.

22. Governing Law, Venue, and Disputes

These Terms are governed by the laws of the State of Nevada, without regard to conflict-of-law principles, except where federal law or another nonwaivable law applies.

Before filing a legal claim, the parties agree to make a good-faith effort to resolve the dispute informally. The complaining party must provide written notice describing the dispute, the relevant transaction, and the requested resolution.

Unless prohibited by applicable law, any legal proceeding arising from these Terms or SSBS services must be brought in a court of competent jurisdiction located in Clark County, Nevada, and each party consents to that venue and jurisdiction.

Nothing in this section prevents either party from seeking temporary injunctive relief to protect intellectual property, confidential information, systems, or security.

23. Changes to These Terms

We may update these Terms to reflect changes in our products, services, pricing structures, platforms, business practices, or legal obligations.

Updated Terms will be posted on this page with a revised effective date. Material changes may also be communicated through the website, customer account, community, email, or another reasonable method.

Terms in effect when a transaction occurs generally govern that transaction, except that operational, safety, security, community, or legal updates may apply to continued access and use.

24. General Provisions

These Terms, the Privacy Policy, the applicable checkout terms, and any signed proposal or statement of work constitute the agreement between you and SSBS regarding the applicable offering.

If a provision is found invalid or unenforceable, it will be limited or modified to the minimum extent necessary, and the remaining provisions will continue in effect.

SSBS’s failure to enforce a provision is not a waiver. You may not assign your rights or obligations without written consent. SSBS may assign its rights and obligations in connection with a business transfer, reorganization, or service-provider arrangement.

Headings are for convenience only and do not limit the meaning of these Terms.